CCHR Launches Campaign to Reduce Involuntary Examinations of Seniors in Florida

CCHR Launches Campaign to Reduce Involuntary Examinations of Seniors in Florida

Editor's note: Your ProbateShark believes that it would be wonderful if the CCHR would investigate the Florida Irving Fisk Faskowitz estate fraud. The Faskowitz-Esformes connection has its fingerprints all over Irving's estate. Again, this Shark offers the complete Irving Faskowitz file to law enforcement including the amateur photoshoping of grave markers.   Lucius Verenus, Schoolmaster, ProbateSharks.com

Launching a campaign to help protect the elderly from abuse under the mental health law in Florida, CCHR, is hosting a workshop on Advanced Mental Health Directives on Sunday, August 21 at 2pm at the center located in downtown Clearwater.
Clearwater, United States – August 16, 2016 /PressCable/ —
The Citizens Commission on Human Rights (CCHR), a non-profit mental health watchdog dedicated to the eradication of abuses committed under the guise of mental health, launched a campaign to educate senior citizens on their rights under the Baker Act in the hope of reducing unnecessary involuntary examinations of the elderly in Florida.
In honor of National Senior Citizens Day, CCHR is launching a campaign to help protect the elderly from abuse under the mental health law in Florida with a workshop on Advanced Mental Health Directives on Sunday, August 21 at 2pm at the center located in downtown Clearwater.
An advance directive is a written document expressing a person’s wishes for treatment, services and other assistance they want during a mental health crisis. This document is a clear statement of the person’s medical treatment preferences and can also be used to grant legal decision-making authority to another person until the crisis is over.
“When government insurance coverage for electroconvulsive therapy takes effect, 65-year-olds receive 360 percent more ECT treatment than 64-year-olds in the United States,” stated Diane Stein, President of CCHR Florida. “With studies showing that ECT shortens the lives of elderly people significantly it is our duty to educate senior citizens on their rights and help them to put in place advance directives that will ensure their treatment wishes are honored.”
CCHR will be hosting a weeklong open house following the Advanced Mental Health Directive Workshop on August 21st and for more information on the workshop, the open house or the protection of elder rights under the mental health law please call 727-442-8820.
About Citizens Commission on Human Rights:
Initially established by the Church of Scientology and renowned psychiatrist Dr. Thomas Szasz in 1969, CCHR’s mission is to eradicate abuses committed under the guise of mental health and enact patient and consumer protections.
It was L. Ron Hubbard, the founder of Scientology, who brought the terror of psychiatric imprisonment to the notice of the world. In March 1969, he said, “Thousands and thousands are seized without process of law, every week, over the ‘free world’ tortured, castrated, killed. All in the name of ‘mental health.’”
After discovering that 55 percent of foster children in Florida had been prescribed powerful mind-altering psychotropic drugs, CCHR documented the abuse to the health department which initiated changes that led to a 75 percent reduction in prescriptions for children under six.
Considered a potentially abusive, marketing tool for psychiatrists, CCHR Florida led the charge that got “Teen Screen”, mental health screening of school children, banned from Pinellas County schools in 2005. For more information visit, www.cchrflorida.org
SOURCES:
http://www.cchr.org/cchr-reports/elderly-abuse/introduction.html
For more information, please visit http://www.cchrflorida.org/
Contact Info:
Name: Diane Stein
Email: publicaffairs@cchrflorida.org
Organization: Citizens Commission on Human Rights of Florida
Address: 109 N. Fort Harrison Ave
Phone: 727-442-8820
Release ID: 128252

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KD's essay on "selective enforcement" has moved up to #7 in the all-time Shark's Hit Parade

KD's essay on "selective enforcement" has moved up to #7 in the all-time Shar...	7:05 AM (22 hours ago)

kenneth ditkowsky	8:07 AM (21 hours ago)

As I do not back stab or act clandestinely, I want you to be fully aware that I have continued to exercise my First Amendment Rights to appeal to my government and in particular Federal law Enforcement to seek justice for the elderly, the disabled, their families and those who honor their commitment to citizenship by demanding that elder cleansing be punished to the full extent of the law and your cover-up of these felonies similarly be punished.

Mr.  elderly, the disabled, their families  as a public official you were and are aware of the statute that prohibited the IARDC to pay any funds to unlicensed professionals.   Yet you did exactly that and to demonstrate your contempt for the Rule of Law you in a secret exparte motion sought and obtained a judgement against Attorney JoAnne Denison for reimbursement of the illegal funds.

Of course you were intimidatingly aware that such was a fraud on the Court and a felony, but you did it anyway.   (You demonstrated your knowledge by 1) making an admission in the affidavit that you filed with the Supreme Court of Illinois and 2) not immediately confessing your wrongful act.    

I wrote and will continue to write, without remorse of being repentant to the Attorney General of the United States concerning your criminal behavior.   I do this by the authority of Rule 8.3 and 18 USCA 4 even though I have been punished by suspension of my license for doing so in the past.   The arbitrary denial of my civil and human rights protected by the First Amendment no matter what clout you use to try to stop my exercise of my rights will not and is not going to be terminated.   As I warned you, Attorney Black, and your kangaroo panel I intend to fight for the rights of the elderly and the disabled and the Constitution of the United States of America until perpetuity.   I always make diligent efforts keep my promises. 

I made a demand pursuant to FOI for the information as to other illegal payments to unlicensed professionals and the names of victimized attorneys.    I am told that you are ignoring the demand; however, I expect that you will honor the demand to not destroy a single document that references these felonies on the part of yourself, your predecessors, or other co-conspirators.   The very agency that is supposed to protect the public from dishonest attorneys and judges being  guilty of gross dishonesty and felonies is a real testament as to corruption.    You ought to be ashamed!

As a side, it was called to my attention that this campaign to rid the lawyer disciplinary boards and in particular the IARDC of criminal elements has international audiences.   The following article was called to my attention this morning.

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New Mexico Lawmakers Join Growing List of States Protecting Children From Forced Psychiatric DruggingRobert Kennedy: Why Vaccine Mandates Must Be Stopped

Illinois: Corruption, Elder Cleansing & Estate theft

April 17, 2015

ppjg Corrupt courts, families corrupt courts, elder cleansing, estate theft, families,Guardianship Abuse, Illinois, Ken ditkowsy, predatory guardians, public corruption 2 Comments

Ken Ditkowsky

www.ditkowskylawoffice.com

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The First Amendment is not “ill-defined.” It is obvious is that Health care Fraud is a trillion dollar industry and elder cleansing is a key part of the entire package. This fraud provides corrupt judicial officials, their appointees, and their associates with ready “tax free” remuneration that is protected by “court orders.” 

____________________________________________________________________
To: Editors of the Wall Street Journal

Cc: Justice Department/Law enforcement.

This morning (April 16, 2015) the First editorial starts with the words:

“Ill- defined federal laws now reach into virtually every sphere of human behavior, and thus prosecutors can destroy almost anyone they choose.”

Indeed, such is a sobering thought; however, many Federal and State laws are very clear and they also reach into every sphere of human endeavor. Many of these laws, especially those that codify America’s core values should not be swept under the rug or granted an insignificant status. For instance, it is very clear and black letter law that any citizen, at any- time, anywhere, and in just about any circumstances has a right to complain to other citizens and to law enforcement of judicial corruption, political corruption, and even suspected corruption. Thus, a citizen, has a right to author or manage a blog that claims that particular judges in Cook County, Illinois are corrupt, and aiding and abetting the elder cleansing of senior citizens and the infirm. 47 USCA 230, Article 1 of the Illinois Constitution and the First Amendment to the United States Constitution. The First Amendment has evoked great controversy over the years; however, the Supreme Court has been steadfast in decreeing that it must be given its more liberal interpretation.

It is an equally sobering thought that by use of semantics and by outright misinterpretation of the words and phrases uttered by the Legislative branch of government editorial boards. Prosecutors, and apologists alike can take any ‘language’ and distort it to either advance a cause or to destroy a cause. We call these forays “intellectual dishonesty.” Thus, when a respected Senator goes to the mat for a friend who is obviously over-charging the government on Medicare and engaging in some questionable activities it is easy to divert attention and object to the prosecution of the Senator for misusing his official position.

Here in Illinois the Wall Street Journal, other media outlets, law enforcement, and the legal community have turned a deaf ear to cries for an investigation of ‘elder cleansing.’ Elder cleansing being the systematic railroading of a senior citizen or disabled person into guardianship for profit. Therein the victim is isolated for his her former life so that he/she can be stripped of his/her humanity, property, liberty, and other civil rights. A Prime example is In re: Mary Sykes 09 P 4585. Therein even though literally hundreds of similar ‘elder cleansing cases’ have been brought to the attention of local, State, and Federal authorities government and law enforcement have failed to enforce the law. The First, Fifth, and Fourteenth Amendments are routinely ignored in the elder cleansing cases, The Americans with Disabilities Act and the protective clauses in the guardianship authorization statues are regularly and routinely ignored.

Indeed, it appears that Prosecutors are afraid to go before a Grand Jury pursuant to 18 USCA 242 when they learn that a senior citizen such as Alice Gore has been ‘gored’ by a Guardian ad litem (having connections). Indeed, no one is seriously offended by the fact that the Gold (Au) in her teeth has been harvested! The report of the perniciousness that Alice had to endure was ignored by the Attorney Registration and Disciplinary commission. Law enforcement has not covered itself with glory either. The excuse – the prosecutor does not wish to over-reach or “we do not engage in supervising individual grievances.”

Thus, government opens the door for “cover ups” such as is presently being fostered by Mr. Jerome Larkin individually and as administrator of the Illinois Attorney Registration and Disciplinary Commission. Larkin is disinterested and unconcerned that he is defying the law 18 USCA 4 by not prosecuting lawyers for their role in the isolation of Alice Gore, the theft of 1.5 million dollars of her assets et al. Larkin is similarly disinterested that he violates the law for speaking out against this corruption. For instance, he is prosecuting Attorney JoAnne Denison for writing blog that is critical of the jurist and her guardian ad litem in the Gore case and/or Judge Stuart, Judge Connors **** actions in the Mary Sykes case. 47 USCA 230 is not “ill-defined” Larkin is aware that his actions violation Federal Law. He and those miscreants he aids and abets and/or acts in concert with could care less.

The First Amendment is not “ill-defined.” It is obvious is that Health care Fraud is a trillion dollar industry and elder cleansing is a key part of the entire package. This fraud provides corrupt judicial officials, their appointees, and their associates with ready “tax free” remuneration that is protected by “court orders.” (NB. It is tax free because the taxing authorities have given all the miscreants a pass). Indeed, Larkin et al are aware that their intimidation and attempts are censoring laws from speaking out as to the ‘elder cleansing’ is an assault on the First Amendment. The First Amendment is not a suggestion – it is a core value of America!

Using the Sykes case as an example over a million dollars in gold coins was removed from a safety deposit box. (See Gloria Sykes affidavit and statements) Not one coin was inventoried. When I called for an Honest investigation (and Ms. Denison posted the call on her blog), Guardian ad Litem alerted Mr. Larkin and I was prosecuted by Jerome Larkin (IARDC) and his band of cohorts (violation of 18 USCA 371) for my writing to the Attorney General of the United States concerning the overt violations of the core laws of America. Larkin (IARDC) is apparently ‘above the law’ as not only does he assault Mr. Denison’s First Amendment Rights, but on April 9, 2015 he barred Diane Nash from the hearing room during Ms. Denison’s argument. (Diane Nash was one of the organizers of the Selma March and other Civil Rights marches. Larkin also prosecuted Attorney Lanre Amu for complaining to the IARDC that certain judges had some ethical difficulty – the prosecution appears to have a racial nexus).

How do public officials like Larkin get away with their assault on the Bill of Rights and the core of America? The quoted statement sends fear into the heart of prosecutors who are concerned about America and her survival. Corrupt officials who rubber stamp whatever politically correct scenario that is in vogue could care less as to the Rule of Law and/or its fairness. Democracy is not a spectator sport.

A public position such as Senator, Judge, Administrator et al is a public trust. This public trust cannot be taken for granted nor should it be ‘for sale!’ The 2010 case of United States vs. Skilling is not an exculpation. It is another manifestation of the Bill of Rights. It is a restatement of the concept that in a criminal case, inadvertence and/or negligence does not equal the specific intent that is the hallmark of our criminal law. Thus, there is no reason why a public official who aids and abets the fraud on the public or serious civil rights violations by guardians for profit and other miscreants should not be jointly and severally liable to the victims and society. When taxable events occur the public official (such as Mr. Larkin) should also be liable for the Income taxes due. The overt acts by a public official in pursuance of the criminal acts that constitute guardianship abuse, guardianship exploitation and the other elements of elder cleansing are all felonies. No one ever put a gun to the head of the public official who aids, abets and/or acts in concert with the cottage industry of elder cleansing.

Public officials who are for sale to special friends ought to be not only criminally punished, but they also should pay the State and Federal Income taxes on the benefits that they aid and abet. Larkin, Senator Menendez et al both knew what they were doing was wrong. Both knew that they crossed the line, and each should have to address their actions before a Court of Law. Promulgation of phony rationalizations that underage prostitutes are part of the representation of the People of the State of New Jersey color the totality of the scenario. Indeed, the Senator and his doctor friend both knew that over billing the United States of America was not appropriate whether or not there was a specific statute barring the same.

 

Ken Ditkowsky

www.ditkowskylawoffice.com

Disbarred NC lawyer indicted on embezzlement charges

Editor's note: With all the fraud being perpetrated by the Probate Court of Cook County, this Shark would believe thousands of lawyers would be disbarred and charged with embezzlement. Lucius Verenus, Schoolmaster, ProbateSharks.com

 

Disbarred NC lawyer indicted on embezzlement charges

Published  9:34 AM EST Nov 11, 2015

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LINCOLNTON, N.C. —A disbarred Lincoln County lawyer has been indicted on 11 counts of embezzlement.

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Local media report a grand jury indicted Peter Capece on Monday. Authorities say he is accused of taking $800,000 from a late client's estate.
Chris Cardwell of the State Bureau of Investigation's financial crimes unit says the case involves funds from the estate of Fritz Detmers of Denver, North Carolina. Detmer died at age 78 in 2009.
The client's widow, 39-year-old Charlinette Detmers, also faces charges. Cardwell says she was indicted on one count of obtaining property by false pretense.
Sheriff's spokesman Larry Seagle says Capece turned himself in and was released on bail.
Capece said he could not talk about the charges. His attorney, Eben Rawls III, could not be reached by the newspaper for comment.

Tags embezzlement disbarred lawyer attorney estate elderly SBI false pretense theft client

Even Moderate Drinking May Be Damaging Our Hearts As We Age, Study Finds

By Jim Algar, Tech Times | May 27, 7:05 AM

In senior citizens, even what is considered "moderate" drinking may be harmful to heart health, researchers say. Elderly women are particularly sensitive to the toxic effects of alcohol, they add.
(Photo : Justin Sullivan | Getty Images)

What would normally be classified as "moderate" drinking by senior citizens might be damaging to their hearts, new research suggests.
Seniors consuming two or more drinks a day may be doing some harm to their hearts, and that risk is even higher for elderly women than for men of the same age, the researchers say.
Moderate drinking is generally defined as two drinks a day for men and one drink per day for women.
"In an elderly population, increasing alcohol intake is associated with subtle alterations in heart structure and function, with women appearing more susceptible than men to the toxic effects of alcohol," says study leader Dr. Alexandra Gonçalves at Brigham and Women's Hospital and Harvard Medical School.
In the study involving over 4,400 adults of an average age of 76, women who drank even in moderation — just one daily drink — displayed a small reduction in heart function, the researchers report in Circulation: Cardiovascular Imaging, a journal of the American Heart Association.
Some previous research has suggested light to moderate drinking may protect against some forms of cardiovascular disease, a fact pointed out by some experts.

"While heavy consumption of alcohol can result in heart disease and heart failure, a number of studies have suggested that light to moderate alcohol consumption is associated with a lower risk of heart attacks and strokes compared to nondrinkers," says Dr. Gregg Fonarow, a cardiology professor at UCLA.
Still, the new study, with its apparent finding of a link between moderate alcohol intake and changes in the size, configuration and movement of different components of the heart, raises a potential red flag when it comes to the elderly, Gonçalves says.
"In spite of potential benefits of low alcohol intake, our findings highlight the possible hazards to cardiac structure and function by increased amounts of alcohol consumption in the elderly, particularly among women," she says.
The study is yet more evidence, if any was needed, that those who drink should not overindulge, she adds.
"This reinforces the U.S. recommendations stating that those who drink should do so with moderation," she says.
The American Heart Association has always recommended that people who drink should limit their alcohol intake. It also cautions against taking up alcohol strictly for potential heart benefits.

24 GO BLIND AFTER CATARACT SURGERY IN INDIA

24 GO BLIND AFTER CATARACT SURGERY IN INDIA BY CHONCHUI NGASHANGVA  ASSOCIATED PRESS

AP Photo/Press Trust of India HEALTH VIDEO BUY AP PHOTO REPRINTS NEW DELHI (AP) -- Authorities ordered an investigation Friday after at least 24 poor and elderly people went blind following cataract surgeries performed at a free medical camp run by a charity in northern India. The operations were performed in early November on 130 patients who were all older than 50 and living in either Amritsar or nearby Gurdaspur, in Punjab state, said Abhinav Trikha, a top official in Gurdaspur. Some of the patients reported this week that they'd lost their eyesight or were suffering infections, top Amritsar official Ravi Bhagat said. Doctors in Amritsar were treating some of the patients on Friday, but said it was unlikely any would regain their sight. Police have launched an investigation, and detained at least one doctor in Gurdaspur. Every year, thousands of people, especially in rural areas without proper health facilities, undergo cataract operations in medical camps held by health authorities and welfare groups. The case once again highlighted the perilous state of health care in India, where hundreds of millions of poor people without access to doctors or health insurance are forced to seek treatment at medical camps because of poor services and corruption at government hospitals. Last month, 13 women died after allegedly taking tainted drugs after undergoing simple sterilization surgeries in the central state of Chhattisgarh.

Pitfalls of Reverse Mortgages May Pass to Borrower’s Heirs

By JESSICA SILVER-GREENBERG

March 26, 2014 7:57 pmMarch 27, 2014 3:46 pm

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Isabel Santos says she spends her evenings huddled over stacks of foreclosure notices on her parents’ home.Credit Jim Wilson/The New York Times

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The only solace for Isabel Santos as she spends her evenings huddled over stacks of yellowed foreclosure notices is that her parents are not alive to watch their ranch-style house in Pleasant Hill, Calif., slipping away.

Ms. Santos, 61, along with a growing number of baby boomers, is confronting a bitter inheritance: The same loans that were supposed to help their elderly parents stay in their houses are now pushing their children out. “My dad had nothing when he came here from Cuba and worked so hard to buy this house,” Ms. Santos said, her voice quivering.

Similar scenes are being played out throughout an aging America, where the children of elderly borrowers are learning that their parents’ reverse mortgages are now threatening their own inheritances. Reverse mortgages, which allow homeowners 62 and older to borrow money against the value of their homes that need not be paid back until they move out or die, have long posed pitfalls for older borrowers.

Now many like Ms. Santos are discovering that reverse mortgages can also come up with a harsh sting for their heirs.

Under federal rules, survivors are supposed to be offered the option to settle the loan for a percentage of the full amount. Instead, reverse mortgage companies are increasingly threatening to foreclose unless heirs pay the mortgages in full, according to interviews with more than four dozen housing counselors, state regulators and 25 families whose elderly parents took out reverse mortgages.

Some lenders are moving to foreclose just weeks after the borrower dies, many families say. The complaints are echoed by borrowers across the country, according to a review of federal and state court lawsuits against reverse mortgage lenders.

Others say that they don’t get that far. Soon after their parents die, the heirs say they are plunged into a bureaucratic maze as they try to get lenders to provide them with details about how to keep their family homes.

Photo

Ms. Santos in her parents’ house, where a photograph of her mother still hangs on the wall.Credit Jim Wilson/The New York Times

Ms. Santos’s mother, Yolanda, began borrowing money against the equity in her home in 2009, when she was in her 80s. Ms. Santos thought the arrangement would defray her mother’s living and medical expenses by providing cash up front.

It was only after her mother died two years later with an outstanding reverse mortgage balance of about $308,000, that Ms. Santos learned the loan had in fact jeopardized her parents’ nest egg. The financial company that extended the loan, Reverse Mortgage Solutions, moved to foreclose unless she paid the full balance of the mortgage.

What Ms. Santos did not know at first was that surviving family members were supposed to be offered the choice to settle the reverse mortgage for a percentage of the full amount. In her case, that lesser amount offered to heirs is 95 percent of the home’s current value, or about $237,000, according to one estimate. Any shortfall if the home sells for less than the debt is covered by a federal insurance fund, which all reverse mortgage borrowers are required to pay into each month.

After being contacted by The New York Times, the lender offered Ms. Santos the option to buy the home for 95 percent of the current value. The only problem is that the home is now worth more than it was three years ago when Ms. Santos’s mother died.

Lora Bitting, 61, said she was crippled by sadness after her father, Jesse, who took out a reverse mortgage on his Muskogee, Okla., home, died in December. Still, Ms. Bitting contacted the lender a month later to begin the process of paying off the $194,254.34 debt, according to a copy of the letter reviewed by The Times.

But because of delays in uploading her letter and a missing trust document, the lender ultimately sped up foreclosure proceedings on her father’s home last month.

There is no data on how many heirs are facing foreclosure because of reverse mortgages. But interviews with elder care advocates, the housing counselors and heirs, suggest that it is a growing problem already affecting an estimated tens of thousands of people. And it is one that threatens to ensnare future generations, as older Americans increasingly turn to their homes for cash. Already, the combined debt of Americans from the ages of 65 to 74 is rising faster than that of any other age group, according to the Federal Reserve. And approximately 13 percent of the reverse mortgages outstanding are underwater, according to an estimate from New View Advisors, a New York consulting firm.

“It’s truly one of the thorniest issues I hear about from a growing number of attorneys,” said Diane E. Thompson, a lawyer at the National Consumer Law Center.

Reverse mortgage lenders say that they abide by federal rules, noting that their goal is to avert foreclosures, which can be costly and time-consuming. And used correctly, reverse mortgages can help older homeowners get cash to pay for retirement. Peter H. Bell, president and chief executive of the National Reverse Mortgage Lenders Association, a trade group, notes that the loans are tightly regulated.

The reverse mortgage market has been in decline since the financial crisis. The number of such loans fell to 51,000 in 2012 from a peak of about 115,000 in 2007. At the same time, the rate of default on reverse mortgages rose to approximately 9.4 percent of loans in 2012, up from 2 percent a decade earlier, according to the Consumer Financial Protection Bureau. As the market foundered, large banks left, replaced by a fleet of smaller lenders and brokers.

For heirs, the problem with reverse mortgages often centers on the little-known set of federal regulations administered by the Department of Housing and Urban Development. A spokesman for the agency said it vets participating reverse mortgage firms to spot any possible violations, but did not provide a tally of the participating firms found in violation or of the participating firms that have been penalized. The regulations apply to reverse mortgages that are insured by the Federal Housing Administration, virtually all of the market.

Lenders must offer heirs up to 30 days from when the loan becomes due to determine what they want to do with the property, and up to six months to arrange financing. Most important, housing counselors say, is a rule that allows heirs to pay 95 percent of the current fair market value of the property — a price that is determined by an appraiser hired by the lenders. Mr. Bell of the National Reverse Mortgage Lenders Association said that lenders are strictly abiding by the 95 percent rule.

The difference offered by the 95 percent rule can be critical. After the financial crisis, when housing prices tumbled, the disparity between the current value of the home and the total balance on the mortgage often means the difference between keeping a home and losing it to foreclosure.

When Robert Campbell’s mother, Lillie, died in 2012, the outstanding loan balance was $123,773 — a sum that was impossible for him to pay. But, he could have cobbled together the $14,000, or 95 percent of the market value of the Chicago home when Ms. Campbell died. The only problem is that the lender never informed him of that option, according to his lawyer, Kathryn Liss. It wasn’t until Mr. Campbell contacted the lawyer that he learned of an alternative. There are others like him.

“There are hundreds of families who want to keep their homes and are simply not aware of their rights,” Jean Constantine-Davis, a senior lawyer for AARP, said.

A version of this article appears in print on 03/27/2014, on page B1 of the NewYork edition with the headline: Inheriting a Mortgage Pain.

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Financial Services, Investment Banking, Legal/Regulatory, Elderly, Foreclosures, Mortgages, Real Estate and Housing (Residential), Wills and Estates